A New Agrifinance
Overview
FarmRaise has formalized a partnership with BTC Bank, Missouri's largest agricultural lender with over a billion dollars under management. The partnership began with an unexpected email in early 2025 and grew through an in-person visit to BTC's Sedalia headquarters during planting season. BTC will now provide FarmRaise to its clients, giving producers automated financial tracking that simplifies tax and loan reporting while improving farm financial health. For loan officers, FarmRaise replaces outdated spreadsheets with a single source of truth, saving time on both sides of the lending relationship. Together, the two organizations are building a new model of agrifinance built on continuous, supported data collection rather than one-off financial reports. The result is stronger, more streamlined farm operations across the Midwest.
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In early 2025, I got an unexpected email from a manager at BTC Bank asking if FarmRaise would consider serving its clients.
BTC is Missouri’s largest agricultural lender, with over a billion dollars under management. Known for going the extra mile for producers, the bank has a deep reputation for farmer-first service. I knew I had to see them in person.
I boarded the Missouri River Runner headed west from St. Louis to Sedalia during planting season, watching producers sow crops into the soil as we sped by. The landscape reminded me of just how much critical data lives on farms and in farmers’ heads. Pairing FarmRaise’s ability to capture that information with BTC’s legacy of producer support felt like the start of something big.
The BTC team welcomed me with warm hospitality. At their headquarters, we toured the FarmRaise product and began to co-envision the future of ag lending powered by technology. We talked about how daily or weekly automated tracking could give farmers a leg up, save time at tax or loan reporting deadlines, and improve overall financial health.
We also saw the efficiencies for loan officers. Instead of chasing outdated or messy spreadsheets, they could rely on a single source of truth. Saving time and money on both sides is a true win for lenders and producers.
Our conversations pointed to a new model of agrifinance. The old way - asking for one-off financial reports without supporting farmers in collecting data - is no longer sustainable. The future is continuous, supported data collection that makes reporting seamless and sends a message of real investment in producer success.
I’m excited to share that FarmRaise and BTC Bank have now formalized a partnership. BTC will provide FarmRaise to its clients, strengthening and streamlining farm operations across the Midwest. We’re honored to work with an institution so deeply committed to producers and to build the future of agrifinance together.
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FAQs
What is the FarmRaise and BTC Bank partnership?
FarmRaise and BTC Bank have formalized a partnership in which BTC will provide FarmRaise to its agricultural clients. The goal is to strengthen and streamline farm operations across the Midwest by pairing BTC's producer-first lending with FarmRaise's farm financial tracking tools.
Who is BTC Bank?
BTC Bank is Missouri's largest agricultural lender, with over a billion dollars under management. The bank is known for going the extra mile for producers and has built a deep reputation for farmer-first service.
How does the partnership benefit farmers?
Farmers gain access to daily or weekly automated financial tracking rather than scrambling to assemble records at deadline time. That saves significant time at tax and loan reporting deadlines and improves overall farm financial health throughout the year.
How does FarmRaise help agricultural loan officers?
Instead of chasing outdated or messy spreadsheets from borrowers, loan officers can rely on a single source of truth for farm financial data. This cuts down on back and forth, saves time and money, and makes the lending relationship more efficient for everyone involved.
What is the new model of agrifinance FarmRaise and BTC are building?
The old approach of requesting one-off financial reports without helping farmers collect the underlying data is no longer sustainable. The new model is continuous, supported data collection that makes reporting seamless and signals to producers that their lender is genuinely invested in their success.
How did the FarmRaise and BTC Bank partnership begin?
It started in early 2025 with an unexpected email from a BTC Bank manager asking whether FarmRaise would consider serving the bank's clients. FarmRaise's team traveled by train from St. Louis to Sedalia during planting season to tour BTC's headquarters, demo the product, and co-envision the future of technology-powered ag lending.