Unlocking Financial Support: How to Get Your Bank to Fund FarmRaise Tracks

Running a farm or ranch takes more than sweat and soil. It also takes money management. For many producers, keeping track of receipts, preparing for tax season, and showing lenders where the farm stands financially can be a real headache. That’s where FarmRaise Tracks comes in.

But here’s the good news: you don’t have to shoulder the cost alone. With the right approach, you can get your bank to help fund your farm accounting software. Thanks to new partnerships like the one between FarmRaise and BTC Bank, banks are beginning to see the value in supporting tools that make life easier for both farmers and loan officers.

This blog is your step-by-step guide to starting that conversation with your lender, showing them how FarmRaise Tracks can strengthen your farm business and theirs.

Why Banks Care About Good Records

Banks want to lend money to farms and ranches that can show they are financially organized. When you walk in the door with clean balance sheets, accurate income statements, and your expenses neatly filed into Schedule F categories, you are already ahead of the game.

With FarmRaise Tracks, you can link your bank account and get real-time updates on spending and income. The software also generates farm-ready reports that make loan paperwork faster and less stressful. This helps loan officers do their jobs more efficiently while giving you confidence in your numbers.

In short, when your records are tidy, the bank feels more comfortable funding your farm projects and helping you expand.

The Case for FarmRaise Tracks

Here are a few points you can bring up with your banker when asking them to support your use of FarmRaise Tracks:

1. Saves Time for Both Sides
2. No more digging through shoeboxes of receipts. The mobile app allows you to log expenses before you even leave the parking lot. That means your banker can gets neat, organized records right when they request them.
3. Trusted by Agriculture Leaders
4. FarmRaise is a USDA partner and has been recognized as one of the best accounting software tools for farmers. Banks like BTC already see its value.
5. Farmer-Friendly Design
6. Built by farmers and ag professionals, FarmRaise Tracks is made with real operations in mind. This farmer-first design adds a human touch that helps bankers feel confident they’re supporting something that truly works.
7. Flexible for Different Operations
8. Whether you’re a small farm, a growing ranch, or managing multiple entities, Tracks adapts. It makes life easier for agribusiness entrepreneurs at every stage.

Step-by-Step Guide to Asking Your Bank for Support

Here’s a simple way to approach your banker about funding FarmRaise Tracks:

Step 1: Gather Your Information

Bring along a recent business plan, copies of your balance sheets, and a sample report from FarmRaise Tracks. If you already use the software, export a CSV file to show how clean the records are.

Step 2: Show the Benefits

Explain how the software saves you time with expense tracking and helps your banker by giving them professional-quality reports. Remind them that the partnership between FarmRaise and BTC Bank was built to build trust and streamline the loan process.

Step 3: Make the Ask

Say something like:

"I’d like to keep using FarmRaise Tracks for my farm finance. Since it helps us both during loan applications and tax season, would the bank be willing to help cover or share the cost of the subscription?"

Step 4: Offer to Learn Together

Banks like tools, they understand. Show your banker a tutorial or invite them to listen to a podcast episode on farm finance. The more comfortable they are with the software, the more likely they are to support it.

Step 5: Keep the Conversation Ongoing

Even if they don’t say yes right away, keep sharing updates. Each time you bring in organized income statements or quick reports through the app, you’re proving the value of the system.

Real Examples from the Field

Farmers who use FarmRaise Tracks often say it has saved them hours of paperwork. One producer explained that they used to spend long evenings logging receipts, but now they can reconcile transactions as soon as they show up on the mobile app.

Stories like these matter to banks. They show that this isn’t just software. It’s a way for producers to free up more time for their families while also strengthening their farm finance records.

Why This Matters for the Future of Farming

The reality is that agriculture is becoming more data-driven every year. Banks, investors, and government programs want clean financial records before they release funds. By leaning on farmer-friendly technology like FarmRaise Tracks, you’re setting yourself up for success not just today but for future generations.

With features like SSO (single sign-on) for security, optional payroll add-ons, and tools for handling multiple entities, Tracks grows with your operation. It also ensures your farm business is prepared to expand, apply for grants, or survive tough seasons.

Bringing the Human Touch

At the end of the day, farming is about people. Whether you’re working the fields, raising livestock, or building connections at the local bank, relationships matter. When you walk into your lender’s office with organized financials, you show professionalism. When you also bring stories about how the software has helped your daily work, you add the human touch that bankers respect.

This approach not only helps you build trust but also strengthens the relationship between your farm and your financial partners.

Wrapping It Up

Asking your bank to help fund FarmRaise Tracks might feel like a big step, but it’s really about showing how the software benefits both you and them. With clean expense tracking, polished reports, and easy access to data, everyone wins.

So don’t be shy. Put together your business plan, pull your balance sheets, and walk into the bank with confidence. With the right conversation, your lender may be ready to back your subscription and invest in your farm’s future.

FarmRaise and BTC Bank have already shown what’s possible when technology and community banking come together. Now it’s your turn to take that partnership forward and unlock new financial support for your farm.

Ready to get started? Sign up for FarmRaise today and start building a better future for your farm. Use code IT3H12B at checkout for 20% off or use this link to checkout now.